Personal Banking
for Your Everyday

Access your money instantly, 24/7.
Minus the paperwork and branch visits.

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Banking shouldn’t get in your way

24/7 support that truly keeps up with your life.

Loans in minutes

Get a credit line with no charges. Borrow anytime.

Earn
daily interest

Your balance grows everyday.

No
Hidden Fees

No surprises, just great banking.

*GXBank is a member of Perbadanan Insurans Deposit Malaysia (PIDM).Deposits are protected by PIDM up to RM250,000 for each depositor.

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Two powerful tools for  your business

Exclusive
benefits just for

Business loans in minutes

Access funds fast. Apply once. Borrow anytime, multiple times with zero early settlement fees.

Business loans in minutes

Access funds fast. Apply once. Borrow anytime, multiple times with zero early settlement fees.

Your banking all in one place

Pay with GX Card

Unlimited 1% cashback on all overseas in-store payments.

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*GXBank is a member of Perbadanan Insurans Deposit Malaysia (PIDM).
Deposits are protected by PIDM up to RM250,000 for each depositor.

Grow with Savings Account

Enjoy 2.00% p.a. daily interest without monthly fees. Set and achieve your goals.

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*GXBank is a member of Perbadanan Insurans Deposit Malaysia (PIDM).
Deposits are protected by PIDM up to RM250,000 for each depositor.

Borrow with FlexiCredit

Apply in minutes. No hidden fees. Only pay interest when you need to borrow.

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*Subject to eligibility.

RM
months
%
Monthly Payment: 0.00
Total Repayment: 0.00
Total Interest: 0.00

*This is a simplified illustration of monthly repayment.
Actual rate offered may differ to every user.

Insure with GXBank
underwritten by Zurich

Protect what matters. Secure your peace.

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Don’t take our word for it

Here what our customers have to say.

Open a GX Account and apply for FlexiCredit now

Account opening and credit approval in minutes. Financial access anytime you need it.

Frequently Asked Questions

Yes! We are now open to all Malaysians aged 18 years old and above. Download the GXBank app and follow the step by step instructions to open your GX Account in as fast as 4 minutes.

Interest is calculated by multiplying the total balance of your Main Account and Saving Pockets by the interest rate per annum over the number of days in a year and then posted to your respective account at the end of each day.

The rates for your Main Account and Saving Pockets are the same at launch, so money that you have set aside for saving and spending will earn you the same amount of interest rate.

The rates may differ in the future.

No, there is no cap to the amount of cashback you can receive when you pay in-store with your debit card overseas.

However, there are categories that are not eligible for cashback. Please refer to the full GX Rewards Campaign Terms and Conditions for more information.

Yes, the following fees apply to GX Card:


No. Fee and Charges Frequency Amount
1. New card issuance fee (physical card) Upon card issuance RM12.00**
2. Card replacement fee (physical card) Upon card issuance RM12.00**
3. Domestic cash withdrawal fee (via MEPS SAN) Per transaction RM 1.00

**The fee will be deducted from your GX Account upon card issuance and will be refunded if you maintain an average balance of RM1,000 or more in your GX Account for 30 consecutive days from the date of issuance of the GX Card.

When your FlexiCredit application is rejected, we’ll ask for you to try again after a given date in the app. This waiting period lets your financial profile and credit score improve for a stronger application.