Save more, save faster with 2% p.a. daily interest rate.Live more and let your interest earn interest every single day.
We hold a digital bank license and is regulated by Bank Negara Malaysia (BNM).
Your deposits with us are protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM 250,000 for each depositor.
Managing money shouldn't cost a thing. That’s why you don't have to deal with unnecessary fees and charges when you bank with us.
Yes! We are now open to all Malaysians age 18 years old and above. Download the GXBank app and follow the step by step instructions to open your GX Account in as fast as 4 minutes.
As a member of Perbadanan Insurans Deposit Malayisa (PIDM), deposits with us are protected by PIDM up to RM250,000 for each depositor.
Interest is calculated by multiplying the total balance of your Main Account and Saving Pockets by the interest rate per annum over number of days in a year and then posted to your respective account at the end of each day.
The rates for your Main Account and Saving Pockets are the same at launch, so money that you have set aside for saving and spending will earn you the same amount of interest rate.
The rates may differ in the future.
No, there is no cap to the amount of cashback you can receive when you pay in-store with your debit card overseas.
However, there are categories that are not eligible for cashback. Please refer to the full GX Rewards Campaign Terms and Conditions for more information.
Yes, the following fees apply to GX Card:
| No. | Fee and Charges | Frequency | Amount |
|---|---|---|---|
| 1. | New card issuance fee (physical card) | Upon card issuance | RM 12.00** |
| 2. | Card replacement fee (physical card) | Upon card issuance | RM 12.00** |
| 3. | Domestic cash withdrawal fee (via MEPS SAN) | Per transaction | RM 1.00 (waived for the first withdrawal each calendar month) |
**The fee will be deducted from your GX Account upon card issuance and will be refunded if you maintain an average balance of RM1,000 or more in your GX Account for 30 consecutive days from the date of issuance of the GX Card.
